Better Security Online
3D Secure is a layer of security in online credit/debit card transactions. It reduces the risk of unauthorised charges, protecting both you and the customer from fraud transactions. This additional level of protection, asks the cardholder to prove their identity through an SMS code, unique password or temporary PIN.
3D Secure also provides a payment liability shift. An extra authentication step for the customers, makes the issuing bank liable for managing the refunds for any fraudulent chargebacks.
We offer 3D Secure payment solutions for both Visa and Mastercard. We encourage you to use 3D Secure as additional protection from chargebacks and frauds. In order for 3D Secure payments to be possible, Merchant Plug-In (MPI) software is required. We can support partners that use their own MPI or provide them with our own MPI if needed.